Roughly 70 percent of online shopping carts never turn into orders, according to research from the Baymard Institute. A clunky checkout, low payment trust, and a mismatch between the payment methods a store offers and what shoppers actually use are some of the biggest reasons carts get abandoned. Payment happens at the very end of the buying journey, but it often decides whether an order gets completed at all.
Digital wallets, local payment methods, and buy now pay later (BNPL) options keep gaining ground as more shopping moves to mobile. Shoppers now expect checkout to be fast and frictionless, not just functional.
Shoplazza has deepened its partnership with Oceanpayment to meet that expectation. Building on last year's rollout of tap-to-pay Apple Pay and Google Pay, the two companies have rolled out three payment upgrades together to help merchants reduce cart abandonment and improve checkout conversion.
- 40+ European local payment methods, including iDEAL, Bancontact, BLIK, SEPA, Swish, and EPS
- Apple Pay and Google Pay Express Checkout, letting shoppers pay with one tap directly from the product page
- Afterpay BNPL, now live in the US, UK, Canada, and Australia
Upgrade 1: Local payment methods built for Europe regions
Europe's payment landscape splits by country almost as much as it splits by currency. Dutch shoppers reach for iDEAL, Polish shoppers use BLIK, and Nordic shoppers default to Swish, so Visa and Mastercard alone tend to miss a large share of local buyers. Merchants who wanted to sell into Europe previously had to integrate each local payment method one at a time, which added real development and maintenance overhead.
With Oceanpayment's European local payment now built into Shoplazza, merchants can turn on 40-plus local payment methods through a single integration, including:
| Payment method | Countries | Notes |
| iDEAL | Netherlands | Connects directly to a shopper's bank account; ecommerce penetration runs 60-70 percent |
| Bancontact | Belgium | The leading payment method in the Belgian market |
| BLIK | Poland | Poland's dominant mobile payment method, confirmed with a 6-digit code |
| Sofort / EPS | Germany, Austria | Real-time bank transfer with low chargeback risk |
| Swish | Sweden | Sweden's leading mobile payment method |
| SEPA | Eurozone | Unified eurozone transfers that simplify reconciliation |
| MBWay / Multibanco | Portugal | Portugal's two leading payment methods, covering both mobile and traditional online banking users |
For merchants, this means managing multiple payment methods from one simplified backend instead of maintaining each one separately, which cuts both development and operational costs. For shoppers, paying with a method they already know and trust means a shorter path through checkout and a smoother overall experience.
Bank-based local payment methods like iDEAL and Sofort let shoppers pay straight from their bank account, which keeps the payment flow simple. These methods also don't carry the chargeback risk that comes with card payments, so merchants get more stable transactions and less exposure to disputes.
Upgrade 2: Apple Pay and Google Pay Express Checkout shortens the path to purchase
Last year, Shoplazza and Oceanpayment launched tap-to-pay support for Apple Pay and Google Pay. This upgrade adds Express Checkout for both, moving the payment prompt from the checkout page up to the product page itself, which shortens the distance between deciding to buy and confirming payment.
Instead of clicking through to a separate checkout page, shoppers can trigger the payment panel right from the product page. Shipping and billing details fill in automatically, and a shopper completes the purchase with Face ID or a fingerprint.
| Capability | Before | After the Express Checkout upgrade |
| Where payment triggers | Checkout page only | Product page and checkout page |
| Page redirects | Redirects to the payment provider's page | No redirect, triggers in place |
| Payment flow | Multiple steps | One tap, confirmed by biometrics |
| Address entry | Shopper types in shipping and billing details | Auto-filled from the shopper's Apple or Google account |
Apple Pay Express Checkout is now fully live across both the product page and checkout page. Google Pay Express Checkout currently supports the checkout page, with product-page support rolling out.
Upgrade 3: Afterpay brings buy now pay later to higher-ticket purchases
Buy now pay later is reshaping how people shop in North America and Australia. Chargeflow reports that global BNPL transaction volume is set to top $560.1 billion by 2025, with Gen Z and millennial shoppers driving much of that growth.
To meet that demand, Shoplazza has deepened its integration with Oceanpayment's acquiring capabilities to bring Afterpay, a leading name in BNPL, to merchants across the US, UK, Canada, and Australia.
Afterpay lets shoppers split a purchase into installments with no interest and no credit card required. For categories with a higher average order value, like apparel, home goods, beauty, and consumer electronics, that installment option takes the pressure off paying the full amount upfront, which helps reduce cart abandonment.
Merchants don't take on credit risk either. Afterpay handles the consumer credit check and collects payments from the shopper directly, so merchants get paid in full regardless of the shopper's repayment schedule.
How to set up payments in the Shoplazza
Turning these payment methods on doesn't require a developer. Here's the setup flow inside your Shoplazza admin.
Step 1: In your Shoplazza admin, go to Settings > Payments > Add payment provider, search for "Oceanpayment," and enable it.
Step 2: From the management screen, turn on the local payment methods, Apple Pay, Google Pay, and Afterpay options you want to offer.
Payment is no longer just the last step in a transaction. A shopper checking out with a payment method they already trust, completing a purchase in one tap from the product page, or splitting a purchase into installments all shape how a shopper feels about a brand, often without them noticing it. Shoplazza and Oceanpayment plan to keep building out global payment capabilities together, helping cross-border merchants clear the language, currency, and payment-habit barriers that get in the way of a completed sale.
About Shoplazza
Shoplazza is an AI-native ecommerce operating system built for merchants selling worldwide. The platform is developing a set of vertical AI agents for ecommerce that span decision support, AI store building, product customization, creative generation, traffic acquisition, order management, transaction fulfillment, and global expansion. Through an open partner ecosystem, Shoplazza connects the full ecommerce workflow into one loop, helping merchants run more efficiently and compete more effectively, with integrated financial solutions that extend global payment acceptance.
Shoplazza currently supports more than 650,000 merchants worldwide with enterprise-grade ecommerce store solutions, reaching consumers in more than 180 countries and regions, about 40 percent of them across Europe and the US.
About Oceanpayment
Founded in 2014, Oceanpayment was built by a team of veteran payments, risk, and operations specialists. Headquartered in Hong Kong with offices in Shenzhen, Hangzhou, Singapore, the US, Europe, and Australia, Oceanpayment provides global digital payment technology for cross-border trade, travel and airlines, digital gaming, and education businesses operating B2C and B2B ecommerce models.
Oceanpayment maintains strategic partnerships with close to 100 international financial institutions, including First Data, Klarna, WeChat Pay, and Alipay. Its platform supports more than 500 payment products across more than 230 countries and regions and serves several hundred thousand ecommerce websites globally.
For more information, visit www.oceanpayment.com.
Frequently asked question about Oceanpayment
Q: Does adding 40-plus European payment methods mean 40-plus separate integrations to maintain?
No. Merchants connect once through Oceanpayment's local payment cashier inside Shoplazza and manage every method from a single backend, rather than integrating and maintaining each one separately.
Q: Is Apple Pay and Google Pay Express Checkout available on every page, or just checkout?
Apple Pay Express Checkout is fully live on both the product page and checkout page. Google Pay Express Checkout currently supports the checkout page, with product-page support still rolling out.
Q: Who takes on the credit risk if a shopper misses an Afterpay installment?
Afterpay does. It handles the consumer credit assessment and collects payments directly from the shopper, so merchants are paid in full up front regardless of how the shopper repays.
Q: Which markets does Afterpay cover on Shoplazza right now?
The US, UK, Canada, and Australia.
Q: Do these payment upgrades require developer work to turn on?
No. Merchants enable Oceanpayment and turn on the local payment methods, Apple Pay, Google Pay, and Afterpay options they want directly from Settings > Payments in the Shoplazza admin.
